Last Modified: June 6, 2025
Acceptance of the Terms of Service
These Terms of Service are entered into by and between You (“Participant(s)”) and Living Your Truth with the Guides (“Company,” “Service Provider,” “we,” or “us“). The following terms and conditions govern your access to metaphysical services and courses provided by Living Your Truth with the Guides (“Services”).
Please read these Terms carefully before procuring services or courses from us. By using or paying for services at livingyourtruthwiththeguides.com or https://living-your-truth-with-the-guides.mykajabi.com, or by clicking to accept these Terms when offered, you agree to be bound by these Terms, our Terms of Use (https://livingyourtruthwiththeguides.com/terms-of-use/), and our Privacy Policy (https://livingyourtruthwiththeguides.com/privacy-policy/), incorporated herein by reference.
Changes to the Terms of Service
We may revise and update these Terms at our sole discretion. Changes are effective immediately upon posting. You are responsible for reviewing this page periodically.
Description of Services
We provide metaphysical services and teach courses for entertainment and personal development purposes only.
Participant – Service Provider Relationship
You are solely responsible for your physical, mental, and emotional well-being. Our services are not a substitute for therapy, counseling, or medical treatment. You agree to seek independent professional advice as needed.
Use of the Service by Minors
You affirm that you are of legal age to enter into this Agreement, or that you have obtained parental or guardian consent. Minors under 16 years of age are prohibited from accessing or using the Services even with parental consent. Parents or guardians may contact us at maricar@livingyourtruthwiththeguides.com if they believe a Minor used our services without authorization.
Confidentiality
We agree to maintain confidentiality of information shared during sessions; however, this relationship is not legally privileged. Confidential information excludes information that is public, previously known, independently developed, or legally required to be disclosed, among other exceptions.
Fees, Taxes, and Payment
Fees are set forth at https://livingyourtruthwiththeguides.com/book-a-reading/ and https://living-your-truth-with-the-guides.mykajabi.com/store. All applicable taxes, except income taxes, shall be paid by you. You authorize us to charge your credit card for all fees due.
Cancellation, Rescheduling, and Refund Policies
Psychic Readings:
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Cancellations with at least 48 hours notice before the appointment qualify for refunds.
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Rescheduling requests must be made at least 24 hours before the appointment.
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No refunds or reschedules allowed with less than 24 hours notice.
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Missed appointments without notice are billed in full.
Digital Courses:
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Due to the nature of digital products, all sales are final. No refunds or returns are granted.
Live Sessions (Teacher Cancellation Policy):
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If the teacher cancels a live session due to unforeseen dire circumstances, participants will be notified as soon as possible and offered the choice of rescheduling or a full refund if the course has not yet started.
Lifetime Access Policy for Digital Products
Participants receive lifetime access to digital course materials for the life of the product or platform. We reserve the right to update, replace, or retire content. If we retire content, we will provide at least 30 days’ advance notice to participants via the primary email address on file.
Suspension of Services
We may suspend your access if you materially breach this Agreement, impede service provision, or if required by law.
Waiver of Liability and Technology Issues
Our services are provided “as is” for entertainment purposes only. We disclaim all warranties regarding accuracy and results. You accept all risk related to use, including technology interruptions such as internet failures, software errors, or power outages. We are not liable for any damages arising from such issues.
Group Guidelines (if applicable)
Participants agree to engage respectfully during group sessions, refrain from disruptive behavior, maintain confidentiality, and honor others’ privacy.
Indemnification
You agree to indemnify and hold harmless Living Your Truth with the Guides, its employees, and contractors from all claims or damages arising from your use of services.
Dispute Resolution
The parties agree to resolve disputes as follows:
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Attempt informal resolution through good faith negotiation within 30 days of notice.
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If unresolved, submit to mediation with a mutually agreed-upon mediator.
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If mediation fails, parties may pursue binding arbitration under the American Arbitration Association rules.
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This Agreement is governed by the laws of the State of Hawaii, with venue in Honolulu.
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The prevailing party in any legal action is entitled to recover reasonable attorney’s fees and costs.
Entire Agreement
This Agreement constitutes the entire understanding between parties and supersedes prior agreements. Amendments must be in writing and signed by both parties.
Severability
If any provision is held invalid or unenforceable, the remaining provisions remain in effect. Invalid provisions may be reformed to the extent necessary to be enforceable.
Waiver
Failure to enforce any provision does not waive the right to enforce it later.